Flexible business insurance packages that safeguard your assets, income and legal liabilities — tailored to Australian businesses of all sizes.
Business insurance packages combine multiple essential covers into a single policy, designed to protect your business assets, revenue and legal liabilities. Rather than purchasing individual policies, a packaged solution often provides broader protection, simplified administration and better overall value.
Every business faces different risks — from fire, storm and theft to customer injury, equipment failure or loss of income. Business insurance packages are tailored to suit your industry, size and operations, ensuring cover aligns with your real-world exposures. Cover can be structured to suit single or multiple locations, whether you operate from a shopfront, office, warehouse or home-based setup.
Business insurance packages are suitable for a wide range of Australian businesses, including:
Covers buildings (if owned), fit-outs, machinery, equipment, furniture and stock against insured events such as fire, storm, theft and impact damage.
Protects your business if a third party suffers injury or property damage as a result of your business activities, products or services.
Provides financial support if your business cannot operate following insured damage, covering lost revenue, ongoing expenses and recovery costs.
Covers loss or damage caused by break-ins, vandalism or attempted theft, including damage to premises and stock.
Covers internal and external glass, signage and shopfront windows.
Business Insurance is typically arranged as an annual packaged policy combining property, liability, theft, glass, and optional covers such as business interruption.
Sums insured are based on reinstatement value for property, with set limits for liability. Excesses apply per section or event, with optional extensions available for machinery breakdown, transit, and other exposures.
Policy structure depends on your industry, business size, turnover, locations and specific operational risks.
Protects your physical assets and stock
Covers legal and third-party liability exposures
Helps maintain income after insured events
Often required by landlords, clients or contracts
Supports business continuity after unexpected losses
Speak with a broker who understands your business risks.
Get My Business Insurance QuoteImportant: Cover, benefits and extensions vary between insurers and industries. Policy limits, exclusions and conditions apply, and not all covers are suitable for every business. Advice from an insurance broker is recommended to ensure your policy aligns with your risks and contractual obligations.