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Marine & Cargo Insurance for Goods in Transit

Protect your goods against loss or damage while in transit — domestically or internationally — across sea, air, road or rail.

  • Cover for domestic and international shipments
  • Protection from warehouse to final destination
  • All risks physical loss or damage (subject to wording)
  • Structured for importers, exporters and distributors
Get My Marine & Cargo Insurance Quote

Request a Marine & Cargo Insurance Quote

No obligation. Cover structured to match your trade terms and transit routes.

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Australian insurance brokers
Cover structured around Incoterms and ownership risk
Access to specialist marine insurance markets
Understanding Your Cover

What Is Marine Transit Insurance?

Marine & Cargo Insurance protects goods and cargo against loss or damage while in transit by sea, air, road or rail. Despite the name, this cover applies to both domestic and international movements of stock, raw materials and finished products.

This insurance ensures your goods are insured for their full commercial value from the point of origin through to final destination — including temporary storage during transit — helping protect profit margins and customer commitments. Marine & cargo insurance responds where carrier liability is limited or excluded.

Is This For You?

Who Marine Transit Insurance Is For

Marine & Cargo Insurance is commonly arranged by:

Importers and exporters
Manufacturers and wholesalers
Retailers and distributors
Freight forwarders and logistics providers
Construction and project businesses
Primary producers and agricultural exporters
E-commerce businesses shipping high-value goods
Businesses moving stock between locations
Note: Any business that owns, handles or bears responsibility for goods while they are being transported or temporarily stored should consider this cover essential.
Cover Options

What Does Marine Transit Insurance Typically Cover?

Import & Export Transit

Covers goods shipped internationally by sea or air, from supplier to final destination.

Domestic Transit

Covers goods transported within Australia by road, rail, sea or air.

All Risks of Physical Loss or Damage

Provides broad protection against accidental loss or damage, subject to policy exclusions.

Storage in Transit

Covers goods while temporarily stored during the normal course of transit, such as ports, depots or consolidation facilities.

Beyond the Basics

Additional Covers & Policy Extensions

Policy Options

How Marine Transit Insurance Is Structured

1

Policy Structure

Marine & Cargo Insurance can be structured to suit both frequent and occasional shippers.

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Key Features

Annual open (declaration) policies for regular shipments • Single transit policies for one-off consignments • Cover aligned to Incoterms and ownership of goods • Sum insured based on invoice value plus freight and duty

Why It Matters

Tailored for transit exposures

Carrier liability is often limited or excluded

Goods pass through multiple handlers and jurisdictions

Theft, damage and delay are common transit risks

Protects cash flow and supply chain continuity

Often required by financiers, contracts or trade agreements

Protect Your Goods From Dispatch to Delivery

Speak with a broker experienced in trade and transit risk.

Get My Marine & Cargo Insurance Quote

Important: Marine & Cargo Insurance does not automatically cover poor or inadequate packing, inherent vice, gradual deterioration, financial loss due to delay alone or unauthorised storage outside transit. Policy wordings vary significantly between insurers. Advice from a Seguro insurance broker is recommended to ensure cover aligns with Incoterms, transport methods and contractual obligations.

FAQ's

It covers goods against physical loss or damage while in transit by sea, air, road or rail — both domestically and internationally.
No. Marine & cargo insurance applies to all modes of transport, including air, road and rail.
Carrier liability is often limited. Marine & cargo insurance protects your goods for their full declared value.
Yes. Policies often include cover for temporary storage during the normal course of transit.
The sum insured is typically based on invoice value plus freight, duty and sometimes a profit margin.
Incoterms define when ownership and risk transfer between buyer and seller. Insurance must align with these terms.
If you need to make a claim, contact Seguro Insurance Brokers directly. Our team will guide you through the claims process, help you gather the required documentation and liaise with the insurer on your behalf to ensure your claim is handled efficiently.
Yes. Single transit policies are available for one-off shipments.
Physical loss or damage is covered. Financial loss due to delay alone is generally excluded.
Yes, but refrigerated or temperature-controlled cargo must be disclosed and specifically insured.
A broker ensures cover aligns with Incoterms, cargo type, transit routes and contractual responsibilities.
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