Protect your medical practice against negligence claims, legal defence costs and patient compensation arising from professional medical services.
Medical Malpractice Insurance protects healthcare professionals and organisations against claims arising from professional negligence, errors or omissions in the provision of medical care. These claims may allege patient injury, illness or financial loss and can be costly to defend, regardless of outcome.
Unlike general liability insurance, medical malpractice insurance specifically addresses professional medical services, covering legal defence costs, settlements and damages awarded following a claim. This insurance is essential for maintaining compliance with professional standards, hospital credentialing and regulatory requirements.
Medical Malpractice Insurance is commonly arranged by:
Covers allegations of negligence, errors or omissions resulting in patient injury, illness or financial loss.
Covers legal representation, court costs and expert witness expenses, even where claims are unfounded.
Covers damages awarded to patients following settled or litigated claims.
Covers liability arising from the acts of employed or contracted staff under your supervision.
Optional protection for claims arising from past services, often required when retiring or changing practice.
Designed for sole practitioners, with cover structured around specialty, scope of services, and individual risk exposure. Limits, retroactive dates, and extensions reflect qualifications and claims history.
Provide combined cover for clinics or multi-practitioner facilities under one program. Limits can be shared or individual, aligned to practice size and range of services.
Medical malpractice insurance is typically written on a claims-made basis, meaning the policy must be active when the claim is made. Retroactive dates determine how far back cover applies.
Medical negligence claims can be financially devastating
Legal defence costs apply even if claims are unsuccessful
Often mandatory for licensing, hospital credentialing and contracts
Protects personal assets and continuity of practice
Provides confidence for patients, staff and stakeholders
Speak with a broker experienced in healthcare and clinical risk.
Get My Medical Malpractice Insurance QuoteImportant: Medical Malpractice Insurance coverage, definitions, limits and exclusions vary significantly between insurers and medical specialties. Criminal acts, intentional wrongdoing and undisclosed prior incidents are excluded. Advice from an insurance broker is recommended to ensure coverage aligns with your specialty, practice structure and professional obligations.