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Tax Audit Insurance for Australian Businesses & Individuals

Cover the professional fees incurred when your tax affairs are reviewed, audited or investigated by the ATO or Australian revenue authorities.

  • Covers accountant and registered tax agent fees during audits
  • Protection for ATO income tax, GST and BAS reviews
  • Includes payroll tax and state revenue office audits
  • Consideration for Directors and Entity cover
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No obligation. Cover tailored to your structure and reporting obligations.

Australian insurance brokers
Cover structured for ATO and state revenue audits
Access to leading tax audit insurers
Understanding Your Cover

What Is Tax Audit Insurance?

Tax audit insurance helps cover the professional fees and costs incurred when your tax affairs are reviewed, audited or investigated by the Australian Taxation Office (ATO) or other Australian revenue authorities.

An audit does not automatically imply wrongdoing. However, responding to audits, reviews or investigations can be time-consuming, stressful and expensive. Tax audit insurance allows your accountant or tax advisor to manage the process without unexpected out-of-pocket costs. This cover provides peace of mind for business owners, directors and individuals subject to ongoing tax and reporting obligations.

Is This For You?

Who Tax Audit Insurance Is For

Tax audit insurance is commonly arranged by:

Small to medium businesses (SMEs)
Company directors and business owners
Sole traders and contractors
Trusts, partnerships and SMSFs
Professional service firms
Property investors and high-net-worth individuals
Multi-state or multi-entity businesses
Not-for-profit and incorporated associations
Cover Options

What Does Tax Audit Insurance Typically Cover?

ATO Audits & Reviews

Covers professional fees incurred when responding to ATO audits, reviews or examinations of lodged returns.

Payroll Tax Audits

Covers investigations by state and territory revenue offices into payroll tax compliance.

GST Audits & Reviews

Covers professional costs relating to Goods and Services Tax audits or compliance reviews.

Beyond the Basics

Additional Covers & Policy Extensions

Policy Options

How Tax Audit Insurance Is Structured

1

Policy Structure

Tax Audit Insurance is typically written on a claims-made basis, covering audits, reviews, or investigations first notified during the policy period. It reimburses professional fees incurred in responding to eligible tax authority enquiries.

Key Features

Annual aggregate limits apply to professional fees, with excesses and sub-limits varying by audit type. Policies can cover multiple related entities under one program, with limits based on turnover and the number of insured entities.

Why It Matters

Broad statutory liability solutions

ATO audits can occur randomly, not only due to errors

Professional fees can escalate quickly

Allows advisors to act without cost pressure

Provides peace of mind for directors and owners

Often bundled within management liability policies

Protect Yourself From Unexpected Audit Costs

Speak with a broker experienced in audit and compliance risk.

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Important: Tax audit insurance covers professional fees only. It does not cover tax liabilities, penalties, fines or interest payable to revenue authorities. Coverage varies between insurers and is subject to policy definitions, sub-limits and exclusions. Advice from a Seguro insurance broker is recommended.

FAQ's

It covers the professional fees charged by your accountant or tax advisor when responding to audits, reviews or investigations by the ATO or state revenue authorities.
No. Tax audit insurance covers professional fees only. It does not cover additional tax, penalties, fines or interest.
Yes. Policies can be structured to cover individuals, companies, trusts, partnerships and self-managed super funds.
Yes. Payroll tax audits by state revenue offices are commonly included or available as an extension.
Most policies allow you to appoint your preferred accountant or tax advisor, subject to policy terms.
A claim is typically triggered when an audit, review or investigation is formally commenced during the policy period.
If you need to make a claim, contact Seguro Insurance Brokers directly. Our team will guide you through the claims process, help you gather the required documentation and liaise with the insurer on your behalf to ensure your claim is handled efficiently.
No. However, it is a valuable risk management tool for businesses and individuals with ongoing tax obligations.
It is often available as an optional extension within management liability insurance packages.
The appropriate limit depends on the number of entities, turnover, complexity of tax affairs and potential duration of audits.
A broker ensures the policy structure, limits and extensions match your business structure and audit exposure.
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